| Account Type | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Primary Shares | ||
| Share Balance $200.00 to $999.99 | 0.05% | 0.05% |
| Share Balance $1,000.00 to $9,999.99 | 0.05% | 0.05% |
| Share Balance $10,000.00 and above | 0.15% | 0.15% |
| Share Draft | ||
| Share Draft Balance $1,000.00 and above | 0.05% | 0.05% |
| Christmas Club | ||
| Interest earned on any balance | 0.20% | 0.20% |
| River Rascal Children’s Account | ||
| Share Balance $1.00 and above | 1.00% | 1.00% |
| Account Type | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Traditional and Roth IRA | ||
| Balance $0.00 to $9,999.99 | 0.20% | 0.20% |
| Balance $10,000.00 to $99,999.99 | 0.30% | 0.30% |
| Balance $100,000.00 and above | 0.50% | 0.50% |
| Term | Minimum Balance Requirements | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 91 Day | $1,000.00 | 3.18% | 3.21% |
| 6 Month | $1,000.00 | 3.24% | 3.27% |
| 1 Year | $1,000.00 | 3.23% | 3.28% |
| 1 Year Jumbo | $50,000.00 | 3.48% | 3.54% |
| 2 Year | $1,000.00 | 3.14% | 3.19% |
| 2 year Jumbo | $50,000.00 | 3.39% | 3.44% |
| 3 Year | $1,000.00 | 3.13% | 3.18% |
| 3 Year Jumbo | $50,000.00 | 3.38% | 3.43% |
| Loan Amount | Interest Rate As Low As | Term |
|---|---|---|
| $2000.00 | 9.87% | 24Months |
| $3000.00 | 9.87% | 30 Months |
| $5000.00 | 9.87% | 40 months |
| $6000.00 | 9.87% | 40 Months |
| Type of Loan | Annual Percentage Rate As Low As |
|---|---|
| New Vehicle Includes: New, Demo and Program Automobile, Truck, Van, Boat, Recreational Vehicle, Motor Home, Camper, ATV, Motorcycle, and Jet Ski | Rates Change Often, Contact us for current rate 36 Month term 4.87% 60 Month Term 5.12% 72 Month Term 5.62% 84 Month Term 6.62% |
| Used Vehicle Includes: Used Automobile, Truck, Van, Boat, Recreational Vehicle Motor Home, Camper, ATV, and Motorcycle(No Used Jet Ski) | Rates Change Often, Contact us for current rate 6.12% |
| Miscellaneous Collateral Includes: Tractors, Farm Equipment, Lawn Mower, Furniture, New Appliances, Household Goods, PC’s, etc. | Rates Change Often, Contact us for current rate 9.37% |
| Real Estate/Home Equity Real Estate**Rates based on Term, Down Payment, and Credit Score** | Rates Change Daily, Contact us for current rate Rates as low as 5.52% (APR) |
